Home Loans

Home Loans in India

The wonderful city of India has been one of the main centres of trade. Today, it stands as the proud joint capital of Telangana and Andhra Pradesh. As a testament to this fact, more people are choosing to settle down by purchasing their very own homes by availing of housing loans in India through us. With our reasonable home loan interest rates in India, coupled with our customised approach and easy repayment options, we provide some of the best home loans in India for you to choose from.

These days, one of the most important questions an individual is asked whether he/she has own house. Some people are very blessed that they already have one or many. But the people who don’t have a house and dream to have one can easily build a house with the help of our home loan. Now a day’s, our home loans are tailor-made for salaried individuals and are offered an attractive rate of interest and a longer tenure. Legal and technical counselling is also provided to help the individual make the right home buying decision.

Buying a Home is the costliest purchase in one’s life and it is likewise important to choose a Home Loan partner who will look beyond loan transactions. Galaxy Finvest will help you in finding an ideal home that fits in your budget and also help in arranging loans from banks at an attractive rate of interest. Our team of experts will guide you throughout the entire process of buying of your dream House /Plot.

We offer Home Loan to Individuals for Purchase of Independent House, Apartment (Flat), Purchase of Site, Self Construction of House, Home Improvement or Renovation or Home Extention by adding extra space, Balance Transfer of Home Loan in any other approved Bank or NBFC. Home Loans are offered to Salaried and Self Employed Individuals. Eligibility is based on one’s Salary or Income from Business or Profession. Home Loans are also arranged for NRI’s.

Once you select or make a choice for the Home loan you can leave the Loan process to the professionals at Galaxy Finvest. The experienced team at Galaxy Finvest will guide you in the entire loan process and helps you in getting your home loan approved very fast at reasonable interest rates.

Home Loan Eligibility Criteria in India

The bank disburses home loan only upto following terms and conditions

The applicant should be either salaried, self-employed or an NRI.
For salaried applicant only 48 to 60 times of the salary will be approved.
For self-employed 5 to 6 times of the annual income will be approved as the loan amount.
75% of Property Value if Home Loan amount is more than 75 Lakh.

Galaxy Finvest’s Services

Our Service range from Home Loans, Business Loans, Loan against Property, Construction Equipment Finance and Loan against Securities and Properties are designed to give you the impulsion to grow your business in India. Galaxy Finvest in India provides all these loans for Micro, Mini, Small, Medium and Large Scale Enterprise.

Choosing Galaxy Finvest not only benefits our customers but also its customer and in that process, each and every individual’s dream gets fulfilled and we are always grateful to be part of it.

Documents For Home loans in India

Completed Home loan application
3 passport size photographs (including those affixed in loan application)
3 passport size photographs (including those affixed in loan application)
Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
Proof business address, in case of non- salaried borrowers
Proof business address, in case of non- salaried borrowers
Signature identification from present bankers
Personal Assets and Liabilities Statements in Bank’s standard format.
Brief write up of securities charged in respect of other loans availed from our Bank/other
Banks/ Auto & Housing Loan Companies /other sources.

Home Loan interest Rates, fees & charges in India

Rate of interest and other charges vary from bank to bank and from each and every location. Many use of this specific table to get all necessary information for India location.

Latest Interest Rates on Home Loans in India 2016
Bank Name Interest Rate
HDFC LTD 9.40% – 9.45%
ICICI Bank 9.40% – 9.45%
SBI 9.30% – 9.35%
SBI 9.30% – 9.35%
Axis Bank 9.45% – 9.75%
PNB Home Loan 9.40% – 9.90%

Loan Products We Offers

We will match you with a loan program that meet your financial need. In short term liquidity, by striving to make funds available to them within 24 hours of application.
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